Pay later

Take your device today. Pay later.

Pay 30% now and take your device home. Pay the rest in 3 or 6 monthly MoMo payments, with 10% for 3 months or 15% for 6 months added to the price.

Already on a plan? Check your balance and next payment →

How it works

Four simple steps

  1. Choose your plan

    Pick the device and 3 months / 6 months. The amounts show before you apply.

  2. Apply in a minute

    Send the form. We call you, usually within a few hours, to confirm everything.

  3. Pay the 30% deposit

    By MoMo, card or cash in store, and sign a simple agreement with your Ghana Card.

  4. Take it home, pay monthly

    The device is yours to use from day one. Pay the monthly amount by MoMo on time each month.

What you need

  • A valid Ghana Card
  • An active MoMo number in your name
  • Proof of income: a recent payslip or 3 months of MoMo or bank statements
  • The 30% deposit

The terms

  • Pay 30% now and take your device home. Pay the rest in 3 or 6 monthly MoMo payments, with 10% for 3 months or 15% for 6 months added to the price.
  • Your total is shown upfront. No hidden fees.
  • Every device comes with our 12 months warranty.
  • Missed payments: payments still overdue 14 days after our written notice put the phone in Lost Mode until you pay what is due. It is unlocked within 24 hours of payment.
  • Device management: pay-later iPhones are set up with our Apple device management. You use your own Apple ID and iCloud; we never see your photos, messages or passwords. We remove it as soon as you finish paying.
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